2007中国地产金融年会第三届中国地产金融年会The3rdChinaRealEstate&FinanceAnnualForum暨首届中国地产周The1stChinaRealEstateWeek十六大专业报告之一拿钱的22条军规：中国地产融资通路全解——报告制作方：决策资源www.fdc01.com房市金碟12007中国地产金融年会目录第一章房地产融资走向多元化..........................9一、房地产金融政策回顾.................................................................................................................91．个人住房按揭贷款首付款比例提高..........................................................................................92．央行上调存款准备金率...............................................................................................................93．“外资限钞令”...........................................................................................................................94．54号文件出台...............................................................................................................................95.央行再次上调存贷款基准利率.....................................................................................................96．央行再次上调存款准备金.........................................................................................................107.央行再次上调存款准备金...........................................................................................................108.央行再次上调存款准备金...........................................................................................................10二、房地产融资成本备受关注.......................................................................................................101、银行：高筑融资门槛.................................................................................................................102、信托：高风险追逐高回报.........................................................................................................113、基金：政策缺位，难解近忧....................................................................................................12三、房地产融资市场逐步趋向多元化..........................................................................................131、融资市场格局多元化.................................................................................................................132、房地产融资体系逐步健全.........................................................................................................133、资产证券化积极推进.................................................................................................................144、金融产品创新层出不穷.............................................................................................................14www.fdc01.com房市金碟22007中国地产金融年会四、房地产融资存在的问题...........................................................................................................141、金融市场环境有待进一步改善................................................................................................152、政策环境需进一步优化.............................................................................................................153、企业自身环境阻碍融资.............................................................................................................15第二章房地产企业克服障碍迅速融资....................16一、房地产企业如何重塑资金链条..............................................................................................161、小规模企业：避企业风险，走兼并之路................................................................................162、中等规模企业：创新企业个性，培养专业能力....................................................................163、大规模企业：整合企业实力，接纳各方资金........................................................................17二、房地产企业如何困境突围.......................................................................................................171、突围方式之一——业内强强联手............................................................................................172、突围方式之二——资本市场融资............................................................................................173、突围方式之三——联姻海外资本............................................................................................184、突围方式之四——降低资金需求............................................................................................185、突围方式之五——国企资产重组................................................................................